Membership Rewards
American Express Blue Card
A low-cost Membership Rewards card with a €3 monthly contribution.
Does this card suit me? →
Costs and rewards
- Annual contribution
- €36 a year (€3 a month). A possible spending-based fee waiver has not been confirmed.
- Earning rewards
- 1 Membership Rewards point per €2 spent.
- Flying Blue XP
- No annual XP benefit
Your welcome offer
Public offer at American Express
No welcome bonus advertised
- €3 per month (€36 per year), fee terms checked on 11 October 2026. A possible spending-based fee waiver has not been confirmed.
Checked: . No end date published.
Source and terms ↗The final offer and terms are shown on the AMEX application page.
Blue fee clarification
The official application PDF checked on 11 October 2026 lists €36 per year (€3 per month). The card page still mentions a waiver with €3,000 annual spending, but the PDF no longer includes it. We therefore do not present the waiver as a confirmed benefit. Check the terms that apply to your application or existing membership with AMEX. An effective date for existing cardmembers has not been confirmed.
Official Blue application conditions ↗Main benefits
- Flexible Membership Rewards
- Purchase protection and money-back guarantee
- Supplementary travel accident insurance when travel or accommodation is paid with the card
- Two supplementary Blue Cards at no extra cost
Things to consider
- No lounge programme is included with this card.
- Membership Rewards transfers do not earn Flying Blue XP.
- Insurance cover, exclusions and payment requirements depend on the policy. Check the official terms for your trip.
Who could this suit?
Cost-conscious users who want flexible points without paying for lounge or premium travel benefits.
Judge the recurring contribution against benefits you will actually use. A welcome bonus is temporary and does not change the match score.
Card information sources
Card data last checked: 2026-10-05. Fees, earning rates and the benefits summarised here were checked against the official card page. Full insurance exclusions and individual coverage depend on the policy. Campaign checks are listed separately above.
Official card information and conditions ↗