Membership Rewards
American Express Gold Card
Flexible Membership Rewards, four lounge visits a year and dining benefits for €240 a year (€20 a month).
Does this card suit me? →
Costs and rewards
- Annual contribution
- €240 a year (€20 a month).
- Earning rewards
- 1 Membership Rewards point per euro spent; flexible redemption or transfer to partners.
- Flying Blue XP
- No annual XP benefit
Your welcome offer
Via the Cardselect referral link
40,000Membership Rewards
- €20 per month
- Bonus: 50% in month 7 and 50% in month 13, subject to monthly purchases.
Checked: . No end date published.
A welcome bonus via this link; the public page does not advertise one.
If you apply through this link, Cardselect’s operator may receive a referral bonus. This does not change your offer or influence the card recommendation.
The final offer and terms are shown on the AMEX application page.
Public offer at American Express
No welcome bonus advertised
- €20 per month
Checked: . No end date published.
Source and terms ↗How to receive the welcome bonus
For each half of the bonus, make at least one purchase of €1 or more every month during its six-month period (months 1–6 or 7–12), plus a purchase in the payout month (7 or 13). Missing a month means losing that half. The card must be approved and remain active when the bonus is paid.
The welcome bonus is for new cardholders who have not held an AMEX card, including an additional card, in the past 12 months. Referral bonuses require applying through the referral link. Always read that offer’s full terms. Regular annual XP is separate from any extra campaign XP.
Main benefits
- Flexible Membership Rewards
- 4 complimentary Priority Pass lounge visits per membership year
- Lounge On the go twice a month
- Dining for 2 once a year for you and a guest
- Travel and cancellation insurance when paid with the card
Things to consider
- Lounge access is limited to four included visits per Priority Pass membership year. Check guest charges and visit conditions.
- Membership Rewards transfers do not earn Flying Blue XP.
- Insurance cover, exclusions and payment requirements depend on the policy. Check the official terms for your trip.
Who could this suit?
Travellers who value flexible points, use lounges occasionally and want to keep the card fee moderate.
Judge the recurring contribution against benefits you will actually use. A welcome bonus is temporary and does not change the match score.
Card information sources
Card data last checked: 2026-10-05. Fees, earning rates and the benefits summarised here were checked against the official card page. Full insurance exclusions and individual coverage depend on the policy. Campaign checks are listed separately above.
Official card information and conditions ↗